Blue Angel Insurance – Healthcare Division
Comprehensive Coverage for Healthcare & Social Service Providers
At Blue Angel Insurance, we understand the unique challenges facing healthcare and social service organizations. Our Healthcare Division provides specialized insurance solutions designed to protect your people, your facilities, and your mission — with competitive pricing, top-rated carriers, and expert risk management support.
Who We Insure
We proudly serve a wide range of healthcare and social service organizations, including:
• Adult Day Care
• Adoption Agencies
• Alcohol & Drug Rehabilitation Centers
• Ambulance Services – Non-Emergency
• Assisted Living Facilities
• Continuing Care Retirement Communities (CCRCs)
• Foster Care Placement Agencies
• Home Health Agencies
• Home Health Aides
• Hospice Care Providers
• Independent Living Facilities
• Intermediate Level Care Facilities
• Medical Labs
• Medical Spas
• Mental Health Clinics
• Nurse Staffing Agencies
• Retirement Apartments
• Personal Care Homes
• Physical & Developmental Disability Care Facilities
• Pharmacies
• Residential Care Facilities
• Respite Care Providers
• Skilled Nursing Facilities
• Surgicenters
• Transitional Living Facilities
• And more
Insurance Solutions We Offer
Our broad portfolio of coverages is tailored to meet the complex needs of healthcare providers:
• General Liability – Comprehensive protection for third-party bodily injury and property damage.
• Professional Liability – Malpractice and errors & omissions coverage for care providers.
• Employment Practices Liability (EPLI) – Safeguards against wrongful termination, harassment, and discrimination claims.
• Property Insurance – Protection for your facilities, equipment, and contents.
• Auto Liability – Coverage for non-emergency medical transportation and agency vehicles.
• Excess / Umbrella Liability – Additional protection beyond your primary policies.
• Package Policies – Bundled solutions for efficiency and cost savings.
Key Coverage Features & Enhancements
We go beyond basic policies with enhanced coverage designed for healthcare risks:
• Claims-Made or Occurrence Forms – Flexible options to match your needs.
• Incident-Sensitive Claim Triggers – Coverage even before a formal claim arises.
• Coverage for Physical/Sexual Abuse & Molestation – Critical protection for vulnerable populations.
• Defense Costs Inside or Outside Policy Limits – Options to preserve liability coverage.
• Punitive Damages Coverage – Where legally permitted.
• Evacuation Expense Reimbursement – Helps cover emergency resident relocation.
• First-Dollar Coverage – No deductible or self-insured retention options available.
Why Choose Blue Angel Insurance?
• Minimum premiums starting at $1,250 – Affordable entry point for small- to mid-size operators.
• “A” Rated Carriers – Backed by financially strong, A.M. Best-rated insurance partners.
• Available Nationwide – Coverage offered in all 50 states.
• Competitive Pricing – Designed to balance comprehensive protection with cost efficiency.
• Risk Management Services – Complimentary resources to reduce claims and improve compliance.
Protect Your Organization with Experts Who Understand Healthcare
Your work is vital — we make sure you’re protected every step of the way.
Contact Blue Angel Insurance today to discuss a customized insurance program for your organization.
Let’s Talk